For decades, the United States government, pushed by its business partners in the financial and real estate world, “marched the nation into a delusion.” The fantasy is that we can create wealth for millions of homeowners by enriching investors, brokerage and mortgage companies and Wall Street bankers “to the fullest extent possible with few boundaries.”

Since the Justice Department axed nine U.S. attorneys, all eyes have been on Attorney General Alberto Gonzales, but the scandal began with a GOP strategy to stifle grass-roots registration of poor minority voters.